Barters Group Terms of Service / Terms & Conditions

Effective Date: March 26, 2026

Welcome to Barters Group (“we,” “our,” “us”). These Terms of Service (“Terms”) govern your use of our website, services, and the Umbrella Network. By accessing or using any part of our site or services, you agree to comply with these Terms. If you do not agree, do not use our services.

1. Acceptable Use

You agree to use Barters Group services responsibly and lawfully. You may not:

• Use the site or services for any illegal, harmful, or fraudulent purpose

• Interfere with the operation, security, or performance of our services

• Impersonate Barters Group or any other person or entity

• Collect or harvest data from our site without permission

• Share malicious content, malware, or links that could harm other users

We reserve the right to investigate violations and take appropriate action, including legal measures if necessary.

2. Membership Rules (Umbrella Network)

The Umbrella Network is an exclusive, membership-based platform. By joining:

• You agree to provide accurate, complete, and current information

• You will maintain confidentiality of any sensitive or proprietary information

• You will comply with all community guidelines, professional standards, and instructions from Barters Group

Membership is non-transferable unless explicitly approved by Barters Group.

Barters Group reserves the right to:

• Approve or deny membership applications at our discretion

• Modify membership benefits and pricing at any time

3. Intellectual Property

All content, designs, logos, graphics, and materials on Barters Group platforms, including the Umbrella Network, are the property of Barters Group unless otherwise stated. You may not:

• Copy, reproduce, distribute, or create derivative works without permission

• Use our branding or trademarks in a way that implies endorsement without explicit consent

Limited, personal, non-commercial use is permitted for members, subject to these Terms.

4. Disclaimers & Limitations of Liability

Our services are provided “as is” and “as available.” We do not guarantee that they will be uninterrupted or error-free.

Barters Group is not responsible for any loss, damage, or harm arising from your use of our website or services.

Any business advice, recommendations, or materials provided by Barters Group are for general informational purposes only and do not constitute professional, legal, or financial advice.

Under no circumstances will Barters Group, its affiliates, or partners be liable for indirect, incidental, or consequential damages.

5. Termination of Access

We reserve the right to suspend or terminate access to any user who:

• Violates these Terms or the community guidelines

• Engages in abusive, harassing, or harmful behavior

• Provides false or misleading information

• Fails to comply with payment obligations

Termination may be immediate, with or without prior notice, at the discretion of Barters Group. Terminated users may be denied future access.

6. Payment Terms

If you purchase membership or services:

• Payments must be made in full and on time

• Fees are non-refundable unless explicitly stated

• Barters Group may adjust pricing or membership fees with notice, but this will not affect past charges

We reserve the right to suspend access for unpaid balances or failed payment methods.

7. Modifications to Terms

Barters Group may update or revise these Terms at any time. Continued use of our services constitutes acceptance of the updated Terms. We encourage you to review this page periodically.

8. Governing Law

These Terms are governed by the laws of the state of Virginia, United States, without regard to conflict of laws principles.

9. Contact Us

For questions, concerns, or requests regarding these Terms, please contact us at:

hello@bartersumbrella.com

www.bartersumbrella.com

8401 Mayland Dr. #7762

Richmond, VA 23294